Tudor Franklin Independent Financial Advisers

Investments:

Investments can play a significant part in planning towards key milestones in your life, whether they be paying for education costs, future property purchases, additional funds for retirement, providing a legacy for your loved ones or something that’s more personal to you.

With so many different options in the marketplace, our expertise and independent status allows us to make the appropriate recommendations and ensure they link back to your goals. The solutions we recommend could be finding ways to grow your money, to provide you with an additional income, or a combination of both. It is important to understand that all investments (even cash in the bank) will carry some form of risk. Our ethos is to understand you, appreciate your preferences on risk and give you enough information to help you make an informed choice. An important part of this step is to also consider tax efficiency and how this ties back to your tax position today as well as in the future.

Should it be an existing portfolio of investments that you would like us to review, or you are taking your first steps into the world of investing, our knowledge, expertise and experience will help you to make the most from your money.

Pensions:

Over recent years the government has introduced changes in the way that you can build up and spend your pension fund.

What this means to you is that there are many more options, more freedom but also far more decisions to make. We understand that for some this can be daunting and you may be worried about making the wrong choices. We believe that choice is a good thing, as long as you make the right one... we will be here to make sure that happens.

Whether you are looking to make provision for the future or already have existing personal, company or complex schemes we will be able to assess and recommend the right solutions for you.

Inheritance Tax Planning:

We understand that you have worked hard throughout your whole life and it may be important to you that your loved ones benefit from the wealth you have accumulated. With the right planning and advice, you may be able to reduce / eliminate the amount of Inheritance tax payable on your estate, but more importantly leaving a legacy for those who matter to you the most.

Everyone has a personal threshold of £325,000 and there can be many different allowances and reliefs that may apply to increase this. When you die, tax can then be levied at up to 40% on assets over and above your personal threshold and this will need to be settled by your personal representatives. The various limits, reliefs and allowances can appear confusing, but as qualified advisers we can establish what applies to you, but more importantly then provide the best solutions to meet your needs.

And many more!!!